Professional. Qualified. Insured.
Covered by Mandatory Insurance
Our Insurance Policy
At Capital Appraisals, we are covered under the Appraisal Institute of Canada’s (AIC) Professional Liability Insurance Program. This mandatory coverage ensures our clients receive professional and reliable service with built-in protection.
Key Features of Our Insurance:
$2 Million Coverage – Per claim and annually, protecting against liability risks.
Privacy & Security Protection – Covers potential data breaches.
Extended Coverage After Retirement – Work completed before retirement remains insured for seven years.
Legal Support – Access to professional legal advice.
This insurance safeguards both our firm and our clients, ensuring professional integrity and peace of mind.
Supported by Recognized Qualifications
Our AACI Designation
The AACI (Accredited Appraiser Canadian Institute) designation is the highest standard in real property appraisal in Canada. Earning this credential requires:
Bachelor of Commerce (B.Comm.) – Completed at a Canadian university, providing a strong foundation in business, economics, and real estate principles.
Post-Graduate Certificate in Real Property Valuation (PGCV) – A post-graduate program at the University of British Columbia (UBC), equivalent to a master’s specialization in real estate appraisal.
Guided Case Study – An intensive thesis project that must be defended, demonstrating expertise in complex property valuation. This process requires a minimum of 1.5 years of enrollment.
Hands-On Experience – 3,000 hours of supervised appraisal work over at least two years.
Work Product Review – Submission of two formal work products demonstrating applied knowledge and professional competency.
Professional Competency Interview – A final assessment where candidates must demonstrate their expertise in a structured interview setting.
Ongoing Professional Development – AACI members must complete 24 credit hours per two-year cycle, including ongoing education and active participation in the AIC to maintain industry excellence.
With an AACI-designated appraiser, you can trust that our valuations are professional, accurate, and held to the highest industry standards.
Regulated by National Standards
Our Professional Standards
The Canadian Uniform Standards of Professional Appraisal Practice (CUSPAP) is a national framework that governs the ethical, professional, and technical standards for appraisers in Canada.
Only members of the AIC—those holding the AACI or CRA designations—are required to adhere to CUSPAP. This means that when you hire an AIC-designated appraiser, you can trust that their work meets nationally recognized professional and ethical standards.
Compliance requires:
Rigorous Education – AIC members complete specialized appraisal coursework and professional development.
Ethical Standards – Appraisers must maintain impartiality, disclose conflicts of interest, and uphold transparency.
Consistent Reporting Practices – Valuations follow a structured framework to ensure reliability and credibility.
Ongoing Professional Development – Continuous education is required to stay current with evolving market trends and industry standards.
By choosing an AIC-designated appraiser, you can trust that your valuation is conducted with integrity, expertise, and compliance—recognized by financial institutions, legal professionals, and regulatory bodies across Canada.